First Thoughts

Lloyds Banking Group

Lloyds Banking Group plc is a major British financial institution, formed through the acquisition of HBOS by Lloyds TSB in 2009. As at April 2012, HM Treasury held a 41% shareholding through UK Financial Investments Limited.

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Interview done with Lloyds Banking Group today! Will hear from them in the next 48 hours! Fingers crossed now that I have been successful!
Second years, we have new opportunities for you! Lloyds Banking Group are offering Summer Placements to 2nd years June to Sep, leading on to their IT grad scheme from Sep 2015. Summer Placement from June to Sep for second years: Graduate careers, starting Sep 2015:
First was Lehman Brothers, AIG, Northern Rock, RBS, Lloyds Banking Group, the Icelandic banks, couple of Swiss banks and now Co-op Bank.all run with greed and poorly and clearly recklessly. With the Co-op announcing over $3bn of loss, isn't it time we admit the guys running these major banks are clueless and taking us all for granted? And yet they get all the fat bonuses. Where did we go wrong?
St James's Place targets expats in Asia Weeks after former majority shareholder Lloyds Banking Group sold its remaining stake, St James's Place unveiled plans for an assault on the expat market in east and southeast Asia. St James's Place will seek to lure affluent UK expatriates working overseas in the first international push by the wealth manager. This abstract from the Financial Times was produced by Kantar Media Financial Times Companies and Markets, p. 22
Investors in Lloyds Banking Group plc (NYSE: LYG) saw new options begin trading this week, for the October 18th expiration. One of the key data points that goes into the price an option buyer is willing to pay, is the time value, so with 235 days until…
Well I'll go to the foot of our stairs ! Re-shoring of manufacturing jobs to bring 200,000 jobs to UK. A recent report put together by charity the RSA (Royal Society for the encouragement of Arts, Manufactures and Commerce) and Lloyds Banking Group suggests that as many as 200,000 new jobs in the manufacturing industry could be created over the next decade as outsourcing declines significantly. Available online, the study ‘Making at home, owning abroad’ shows that manufacturers are expected to produce more in the UK bringing between 100,000 and 200,000 to the UK. The report suggest the extra production will come on the back of trends including rising oil costs, increasing regulations and changing patterns of demand, meaning that mid-sized manufacturers in particular will not in the long run be able to export at high volume. Instead, they will serve markets closer to home – making products for use in their home country or nearby. Mid-sized companies are classified as those with turnover between £25m ...
Key UK banks were nationalised in 2008 & 2009 Northern Rock, Lloyds Banking Group and Royal Bank of Scotland (RBS) is correct
Lloyds Banking Group will be coming into the university on TUESDAY 4th MARCH and offering students the chance to fast track an application for the Commercial Banking – Client Coverage Regions programme for the 2014 intake. You can apply to attend this networking event by sending your CV to talentpreferably by TOMORROW! In order to qualify you need to have achieved 300 UCAS points and be on track for a 2.1 in any degree. Don't miss out on a great opportunity! :)
The national rollout of our Carer Information and Support Programme funded by Lloyds Banking Group is now underway!
can you help us find 300 social entrepreneurs for Lloyds Bank Social Entrepreneurs Programme?
Lloyds Banking Group cut rates by up to 20 basis points across the Halifax Intermediaries, Scottish Widows Bank and BM Solutions brands.
Hi everyone! Just a reminder that Lloyds Banking Group will be at the Mermaid Square near Guild 10am – 4pm tomorrow! Meet the LBG graduates and find out what kind of schemes and careers are on offer. Attend the Skills Session at 1pm! Talented students welcome, regardless of course studied!
Do different dinner times mean the death of the dining room? With over half of UK homeowners eating dinner at a different time to the rest of the family and a third spending most of their time at home in the kitchen, according to research by the Lloyds Banking Group , the formal dining room seems to be falling out of favour. At Countryside Properties’ Horsted Park development near Chatham, the flexible layout of the Capstone 2 enables the whole family to do their own thing without being separated. The living accommodation enables family members to eat, surf the net, do their homework or watch television within the same large airy space. Find out more:
Attention all we are recruiting! you’re a social enterprise looking to begin scaling-
Lloyds Bank and Bank of Scotland Social Entrepreneurs Programme - . See more at:
Have you thought about your next step after university? Lloyds Banking Group are on campus 17/02/14 to talk you though their opportunities.
Won a £20 Amazon voucher from the Lloyds Banking Group display at the front of Teviot.
Expect the Lloyds Banking Group partial reprivatisation to begin in spring, initially targeting financial institutions, with a further phase before the end of the year aimed at the retail market. If you can’t wait that long Sainsburys Taste the Difference Ultimate Pork sausages are on offer NOW. Buy 3 for £10. That’s a whisker over 33p per sausage, and a much better investment in my view.
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Lloyds bank group pledges to employ more women Shared from BBC News on 3 Feb 2014 in BBC News, Elsewhere on the Web Lloyds Banking Group says it will ensure that 40% of its 5,000 senior workforce is made up of women within the next six years, up from 28% currently.
Lloyds Banking Group are on campus TODAY handing out prizes in Bristo Square and running an Assessment Centre 2-3pm!
Lloyds Banking Group is negotiating an increase to last year's staff bonus pool that will see the taxpayer-backed lender awarding close to £400m in incentive payments. Lloyds is in advanced talks with UK Financial Investments (UKFI), which manages the Government's stake in the bank, about finalising the payments ahead of its annual results next Thursday. Sky News has learnt that Lloyds is proposing to pay approximately £400m in bonuses for a year in which it will report a first statutory profit since 2010. However, UKFI is understood to be pressing the bank to pay out as little as possible, with the likely outcome being "a modest increase" to last year's £360m in bonuses. Lloyds staff, like their counterparts at Royal Bank of Scotland (RBS), are also expected to have the cash elements of their bonuses restricted to £2000 as the Treasury seeks to avoid being drawn into another political row over bankers' pay. Lloyds has historically been the lowest payer of bonuses among the major UK lenders because it ...
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Barclays annual profit bounces back to £5.8bn - Barclays is expected to reveal that annual profits have bounced back strongly this week to £5.8bn, compared with £800m last year. The first of the “big four” banks to report full year numbers, Barclays will be followed on Thursday by Lloyds Banking Group. Both have already given an unprecedented level of guidance on their performance. []
Will Lloyds Banking Group shares be a good bet in next year's mega-float?
See attached link for Lloyds and Bank of Scotland social entrepreneurs programme;.
The Lloyds Banking Group vending machine is outside the Great Hall today! They will be giving you brownies, chances to win big bursaries and expert advice on how to improve your chances of success with graduate job applications.
Lloyds Banking Group will this week say it is ready to be privatised and has returned to the black with a pre-tax profit of about £250m
Have I posted this story, yet? There's so many of them, I get confused, sometimes. From Al Jazeera: Banks under investigation for alleged currency exchange rate-fixing February 5, 2014 4:13PM ET Barclays, Goldman Sachs among institutions being investigated for allegedly manipulating foreign exchange markets New York state's financial regulator has opened an investigation into alleged manipulation of foreign exchange markets and is demanding documents from more than a dozen banks, a source familiar with the investigation told Al Jazeera. Barclays, Lloyds Banking Group, Goldman Sachs and a number of other large banks that the Department of Financial Services regulates will be investigated in the probe, the source said. Authorities in the U.S., Britain, Switzerland, Hong Kong and Singapore have opened probes into whether the large banks manipulated foreign exchange rates used to set the value of trillions of dollars of investments. Investigators suspect that traders from different banks may have used chat ro ...
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Barclays and Lloyds Banking Group are planning job cuts
I cannot recommend this highly enough - applications now open for Lloyds Bank programme -
The Lloyds Banking Group Graduate Leadership Programme enables graduates to build their leadership skills on a variety of unique and challenging placements across many different aspects of the business.
Lloyds Banking Group will be on campus tomorrow. Find out what careers opportunities and graduate schemes are available with LBG.
Now open for applications you have an idea for a social enterprise and need support starting up
Lloyds Banking Group is £250m back in the black and ready to privatise -
Group launches investigation into manipulation of market by its staff
The plan behind Lloyds Banking Group's goal of by 2020. via
Lloyds Sets Target For Women Executives - Lloyds Banking Group is to break new ground in the debate about gender...
Applications are open for Lloyds Bank Soc Ent Prog. you are a looking to grow your impact
Ok so wee message for all my ex colleagues at the Lloyds banking group. I am having a wee night out on the 21st of February which is just after your pay day. simple reason is I never got the opportunity to say goodbye to most of you. Be great if you could make it but otherwise no worries. I will be in Rhoderick Dhu's from just after 5 pm if you would like to join me. PS - Marc Blackie you are buying as I am super skint and don't get a pay until the end of the month. Beauty.
Lloyds Banking Group has pledged that 40% of its top 5,000 jobs will be occupied by women within six years...
Why the City still says ‘buy’ Lloyds shares - Lloyds Banking Group plans to sell more the shares to the public. Even after an incredibly strong share run, analysts think they can rise higher.
Are you looking for a new challenge or change of career? Are you unemployed and looking for your next step? The South Birmingham Jobs Fair is taking place at Bournville College on Friday 21st February 2014, 10am - 3pm Come along to speak to advisors, take part in 'have a go' activities and apply for job vacancies with the following companies: British Army Midland Heart Housing Association Draexlmaier Fairway Homecare Halifax Hilton Hotels Jaguar Landrover Lloyds Banking Group NHS National Express, plus more. OPEN TO EVERYONE IN THE LOCAL AREA - DON'T FORGET TO BRING A CV! Tel: 0121 477 1300 for more information
Sign up for skills sessions on Monday 10th February with Lloyds Banking Group here out how to increase your chances of success in future job applications!
Nicoll Curtin work with a portfolio of high profile multinational clients in the banking and finance, commercial and public sectors including the Lloyds Banking Group, EDF and the NHS - join them! GO:
recently wrote to various people re the banking fraud, including the CEO of the Lloyds banking group which we know owns RBS and halifax too. His executive has wrote back. He has not once mentioned that UCC does not apply or even acknowledged ANYTHING to do with the filings and foreclosure etc. hm most interesting. His exectuvie has also asked me to call him personally, could be quite the call that ey ? ;)
During 2014 Lloyds Banking Group intends to lend £10 billion to 80,000 first-time buyers. The group provides one in three mortgages on affordable housing schemes, including shared ownership and shared equity. t lends to borrowers with a 5 per cent deposit through the government’s Help to Buy scheme;...
BIG BANKS TO DESERT SCOTLAND IF IT VOTES YES. Vince Cable warns that big banks (and other financial institutions too) will flee Scotland if it votes Yes. I don't agree with Cable much about anything, but he is right and this is NOT "scaremongering." Even the monster Lloyds Banking Group is registered in Scotland - as a sop to the SNP, but it would have to leave in the event of separation. That means Halifax BS and Bank of Scotland too, both Lloyds' subsidiaries. These banks must be based in the country where they can be bailed out - the Bank of England being their lender of last resort. That also applies to RBS (formerly Royal Bank of Scotland). Ironically it would have too leave too and Salmond once worked for it ! And other financial institutions - in fact much of the Edinburgh financial industry could leave. Why? Because the financial industry in Scotland is 10 times the size of Scots GDP. That means there would not be enough tax money ( or borrowing power) to bail all these people out when the next .. ...
Lloyds Banking Group has made a commitment to lead the way on promoting women in the banking industry. Fiona Cannon explains how the bank plans to make it work
Banking group plans to boost female representation in senior posts Lloyds Banking Group has announced plans to fill 40 per cent of its senior roles with women by 2020 in a bid to improve its gender diversity in leadership posts. The bank said that its...
Well done LLoyds Banking Group, who announced this week that by 2020 40% of their top 8,000 jobs will be held by women.
My fiance workis for Lloyds Banking Group and is helping to organise an event to raise money for the Forget Me Not Children's Hospice. She is looking for businesses in the West Yorkshire area who would be willing to donate or sponsor a raffle/auction prize, in return for heavy advertising. Please get in touch if you are interested?
Lloyds Banking Group says it is increasing its provision for the mis-selling of payment protection insurance (PPI) by another £1.8bn, bringing the total to nearly £10bn.
Lloyds Banking Group’s PPI bill is now £10bn Lloyds Banking Group has put aside a further £1.8 billion in the fourth quarter of 2013 for legacy payment protection insurance (PPI ) mis-selling taking its total to date to almost £10 billion. It has also made a further provision of £130 million relating to the sale of interest rate hedging products to small and medium-sized businesses. This brings the amount provided to £530 million, of which £218 million relates to administration costs. The group expects to report an underlying profit of £6.2 billion for 2013 and a small statutory profit before tax when it announces its full year results on 13 February. In light of this Lloyds Banking Group hopes to resume dividend payments later this year; the Prudential Regulatory Authority has confirmed it is considering this. PPI The PPI provision increase is based on the group’s revised expectations for complaint volumes, uphold rates, and related administrative costs but the group admits it is possible that ...
The Expert View: Weir, Lloyds Banking Group and Regus - Our daily round-up of analysts recommendations and commentary, also including RM and Consort Medical.
A career with Lloyds Banking Group opens up a world of opportunity.
Lloyds Banking Group offers financial products and services through some of the best?known names on the high street.
Lloyds Banking Group is forced to set aside more money to compensate mis-selling - now reaching £10bn - watch
Lloyds Banking Group has again increased provisions for mis-sold PPI, taking the total amount set aside at the troubled bank to almost £10bn. featured in NBC s Science of Love
Lloyds Banking Group has today confirmed 1,080 job cuts across the country with another 310 staff being outsourced.
Congratulations to Jonathan Sayer who has been selected as FDM’s Consultant of the Year for 2013. This outstanding award is selected by the Board of Directors, based on the winners of Consultant of the Month 2013. Jonathan is currently placed with Lloyds Banking Group. Well done!
Lloyds Banking Group announces it will commit a further 1.4 Billion to helping re-pay mis-sold PPi. If you think you have a claim then we have the expertise to help get back to you what is owed. Call the Radiant Legal Group now and we'll do everything we can to get your money deserve it. Call now on: 01257 464840
The Lloyds Banking Group, which is partly owned by the British government, also said it expected to seek permission to begin paying a "modest" dividend again in the second half of 2014.
Lloyds to set target for women in senior roles The boss of Lloyds Banking Group will this week embark upon his own attempt to repair the reputation of Britain's battered banks by pledging to lend more to households and small businesses as well bolstering the number of women at senior level. António Horta-Osório will set a target of 40% of the top 5,000 roles at the bailed-out bank to be held by women by 2020 – from 28% now – in a move welcomed by campaigners, who said it was the first such goal set by a FTSE-100 company. Under fire from the business secretary, Vince Cable, for making half its small business experts redundant, the chief executive of the bank, which is 33% owned by the taxpayer, will also set out goals to lend £1bn more to small businesses this year in an attempt to demonstrate his commitment to the politically sensitive issue. Full Story :
Ahead of its 2013 Full Year results announcement Lloyds Banking Group has today announced it has set aside yet another £1.8 billion for PPI redress, taking the total to nearly £10 billion.
Ed Miliband will outline plans to force major lenders, such as Lloyds Banking Group, to sell off hundreds of local branches
Lloyds Banking Group have been fined for delayed PPI redress payments to customers.
Setting up a business account with Lloyds Banking Group is an absolute joke. 3 missed deadlines and now they claim to not have proof of id despite going into a branch to get their own staff to do it. What a joke. Seriously consider your options as now 6 weeks into the application and still no further forward.
Help to Buy drives further expansion Wednesday 8th January 2014 Three months on from the start of the Help to Buy mortgage guarantee scheme and more than 6000 people have put in offers on a home and applied for a mortgage. In November, ministers published figures showing that in the first month of the scheme more than 2000 people had put in offers on homes and applied for a Help to Buy mortgage. That number has now trebled. The mortgages, once approved, would represent nearly £1billion of new lending to aspiring home owners who may have previously found the property market out of reach because of the size of deposit required. Barclays and Santander will introduce their own Help to Buy products onto the market this month, joining Lloyds Banking Group, RBS, HSBC, Virgin Money and Aldermore who have all launched products over the last three months, providing a wide range of options for first time buyers and other potential applicants in 2014. The expansion will mean two-thirds of the entire UK mortgage mark ...
Business confidence 'improving' 06 Jan 2014 ‘Quiet optimism’ among manufacturers has been reported in a survey by the Engineering Employers’ Federation (EEF). Executives predict investments, exports and profits will grow over the coming months. Chief Executive of the EEF, Terry Scuoler, said, ‘Manufacturers are telling us they expect to make a greater contribution to growth, investment and jobs this year’. Reports by Lloyds Banking Group also suggest that business confidence is on the rise. Their survey of over 1,500 firms shows that confidence is at its highest in 20 years, with investment intentions at their highest level in 19 years. Meanwhile, a separate survey of 122 chief financial officers suggests that bank borrowing is now the most attractive source of funding – with easier access meaning more planned expansion this year. Chancellor George Osborne may draw on this news in Monday’s speech reaffirming that more spending cuts will be necessary in 2014.
The Government could dispose of its remaining stake in Lloyds Banking Group in 2014 through a combination of sales to retail and institutional investors, according to reports.,Economics / Markets,Equities ,Equities,Lloyds,UK equities
On 11 December 2013, the FCA issued a Final Notice fining Lloyds TSB Bank, Halifax and Bank of Scotland (which are part of Lloyds Banking Group) a…
Companies could be forced to reveal Scottish independence risks: Lloyds Banking Group and Royal Bank ...
Well the last few days have been extremely busy for us here at The Haven as we have continued to collect toy and gift donations from around the area. Thanks go to Heath Park School RBS Woodfield Infants School Jennings Funeral Directors Lloyds Banking Group Kirpa Food Bank Wolverhampton Magistrates Courts as well as local Church Groups and Children’s Centres. The items that were donated went into The Haven grotto where women and children have had the opportunity to choose which gifts they would like to give to each other on Christmas day. Your generosity and donations mean so much to all at The Haven but even more so to the women and children who will directly benefit. And this morning, we had an extra special delivery from Poundland who donated a huge amount of food products to us – look out for the photos that we took! So, on behalf of The Board, Staff and Volunteers of The Haven Wolverhampton a massive THANK YOU to all of our supporters. We wish you all a very Merry Christmas and a Happy New Year . ...
Hereward College's Savvy Savers Student Group has been raising money for local charity groups before Christmas. The college group was set up with the Money for Life Challenge, run by Lloyds Banking Group, a personal money management programme, that helps people to manage their money better. They have collecting food from staff and students at the college, which they sold at Hereward's recent Enterprise and Employability Fair. The money they raised will be donated to Coventry Mencap and Wayfarers Club. The group also raised £120 worth of sponsorship with the help of two local pubs, The Craven Arms and Nursery Tavern. The total paid for 12 boxes of food, which will be split equally between Coventry Foodbank and Coventry Open Christmas. Savvy Saver student Martin Berisford said “I would like to thank all the people who made donations. They have allowed us to gift many items to Coventry Foodbank and Open Christmas and I’m sure they will be gratefully received by lots people throughout the city.”
Lloyds Banking Group has been fined a record £28m by the Financial Conduct Authority for “serious failings”. The FCA said that if staff didn’t hit...
That's me handed in my weeks notice into work today :) start my new job at lloyds banking group next year cant wait!!
Halifax, West Yorkshire - Lloyds Banking Group IT seek a SAP Chief SME mainly focused within, but potentially not exclusive to, the HR environment. The Chief SME will lead SME teams and engineers to undertake the day to day delivery of a comprehensive functional service and/or complex change...
Lloyds Banking Group (NYSE: LYG) Chairman Sir Winfried Bischoff will ring The Closing BellSM in honor of the company's 10th anniversary of trading on the ...
Customer Insight is Lloyds Banking Group's centre of excellence for customer insight and one-to-one marketing, and is a key source of commercial advantage. Our market leading analytical and lead creation/direct marketing capabilities drive and support ac
We are thrilled to announce that WWT has won a Lloyds Banking Group Community Fund award, achieving first place in the public vote, with 30% of the 6,699 votes cast in the Westminster South region. The award will be used to buy tools for Xylo, WWT’s new furniture upcycling workshop, where long-term unemployed participants on our employability scheme learn new skills to help them back into work. WWT has also won a grant from the Pret Foundation Trust which will allow us to buy food for the winter night shelter. We have already provided over 973 meals this year through the night shelter to people in need. We look forward to a further partnership with the Pret Foundation Trust.
The New Economics Foundation (Nef) said the big four – Barclays, HSBC and the bailed-out Royal Bank of Scotland and Lloyds Banking Group – were “failing to make themselves useful in the economy” despite the 10% rise in the value of the taxpayer’s implicit support. Tony Greenham, head of finance and business at Nef, said the size of the implicit subsidy being provided to banks was staggering. Greenham said: “UK taxpayers are still on the hook for the big banks. “UK retail banking remains a curious kind of public-private partnership, but a highly unequal one – the public take the losses while private interests take the profits. “Despite huge government subsidies, big banks still aren’t supporting the interests of the real economy. “Even government attempts to bribe the banks into lending seem to have had little effect.”
To all my colleagues at Lloyds Banking Group, thank you so much for the collection. We are overwhelmed by your kindness and generosity.
Thinking of studying actuarial science? See our frequently asked Questions, answered by our Actuarial Science department. The current programme director is Peter Ridges Who is this programme aimed at? The programme is aimed at graduates with a strong background in mathematics or statistics who are seeking to enter the actuarial profession, usually with the aim of working in pensions or insurance. The programme also prepares students for roles in investment and risk management and gives a thorough grounding in key concepts useful in many positions in finance. What will students actually study? The programme follows the Core Technical Series (CT1 to CT8) of the joint examinations of the Faculty and Institute of Actuaries and students who perform well on the degree can obtain exemption from some or all of these professional exams. There are 12 courses provided which correspond to CT1-CT8 as follows: Financial Mathematics – CT1, Finance and Financial Reporting – CT2, Economics – CT7, Statistical Meth .. ...
Peter Hahn, a banking expert at Cass Business School, discusses the government's sale of shares in the Lloyds Banking Group.
British taxpayers lost £230m from the government sell-off of 6% of its stake in Lloyds Banking Group, according to the National Audit Office. But the UK public finance watchdog said the sale was managed effectively and provided good value for money. The UK government acquired a stake in Lloyds durin...
Taxpayer took £230m hit from Lloyds share sale - The UK taxpayer lost out to the tune of £230m when part of the semi-nationalised Lloyds Banking Group was returned back to the private sector, the UK public auditor has concluded. Analysis by the...
For five years Tory supporters have whined on this page about Gordon Brown selling off Britain's gold on the cheap but i guess we will not be hearing a lot from them about George Osborne losing the country another 230 million pounds by selling parts of the Lloyds banking group owned by the tax payer to the public sector in a hurry to try and improve the governments figures for the budget and then claiming that the country had made a profit which was exposed as yet another Tory lie yesterday.
The Government's first sale of shares in Lloyds Banking Group was managed very effectively by United Kingdom Financial Investments Limited.
The partial re-privatisation of Lloyds Banking Group may have cost the taxpayer £230 million -
Lloyds share sale made a 'loss', says NAO - George Osborne's claim that the taxpayer made a profit on a £3.2bn sale of Lloyds Banking Group shares has been contradicted by the National Audit Off...
Well, today at Lloyds Banking group in Copley was our last market of 2013. Thank you to all of you for supporting us this year, have a super Christmas and prosperous New Year and see you all in 2014!! :-)
The Financial Services Authority (FSA) has fined three Lloyds Banking Group firms a total of £4,315,000 for failings in their systems and controls th
Lloyds Bank Fined For Permitted Frailties of Human Nature By Darren Lelliott Yesterday it was announced that Lloyds Banking Group was given a fine of £28m for systemic practices of mis-selling. Or more plainly it was discovered that it’s employee financial advisers, that were incentivised to achieve targets in selling the products of the business, had not been giving their clients truly independent advice. In the words of Homer Simpson “dohh”. It’s a regular occurrence so I won’t belabor the point but of course incentives will sway the judgement and decisions of the majority of mere mortals. Conversely those employee individuals that are not swayed in this manner will most likely fail to achieve their corporate goals and thus will cease to distort the average outcome. Thus every form of product distribution is effected, which is completely reasonable when it is a paid employee, except when that employee is also presenting themselves as either representing the client or has an advisory capaci .. ...
BONUSES could be cut and clawed back at Lloyds Banking Group, in the wake of the £28 million fine it received for running bonus schemes that encouraged mis-selling to customers.
Lloyds Banking Group has been fined for £28m for “serious failings” concerning their bonus schemes for staff
New best buys on 5pc deposit mortgages HSBC is launching two best buy deals tomorrow for Help to Buy mortgage borrowers. Currently there are only two other lenders with Help to Buy mortgage products - NatWest and Lloyds Banking Group. The Sunday Telegraph Money, p. 2
Lloyds to sell up to half TSB stake at IPO Britain's Lloyds Banking Group will probably sell 30 to 50 percent of its stake in the 631 bank branches being rebranded as TSB when the new entity floats on the stock market in 2014, a newspaper reported. TSB's Chief Executive Peter Pester told Britain's Sunday Telegraph that TSB will begin its roadshow relatively soon, with the listing planned for the middle of next year. The share sale will also include a retail offering, Pester said. Lloyds was ordered to sell the branches by European regulators as a penalty for receiving a 20-billion-pound ($32 billion) government bailout in the 2008 financial crisis. Pester also said that in the ten weeks since TSB launched a new advertising campaign, customers had been signing up for current accounts twice as quickly as the group had estimated. (Telegraph)
london-red-bus The 159 to Streatham could soon offer NFC payment. Image: Rob Wilson / The buses' Oyster card readers, which rely on radio-frequency identification (RFID) technology, have been upgraded so they are also compatible with NFC technology. The move means that people travelling on TfL buses in London no longer need to use cash or top up their Oyster card to pay for their journeys. However, the upgrade has been a while coming: TfL said in February 2011 that all of London's 8,000 buses would accept contactless card payments in time for the summer Olympics. It also said that tube, tram and train services would be compatible with contactless cards by the end of 2012. Commuters can use the new payment method providing they have a contactless credit or debit card, which is indicated by a symbol printed on the card. Barclays, HSBC, Lloyds Banking Group (Halifax), MBNA, Newcastle Building Society, The Royal Bank of Scotland Group (NatWest or RBS), have rolled out contactless cards in the ...
Lloyds Banking Group: Used to take 5 people days to execute testing on 20 platforms. Now it takes 1 person seconds.
Lloyds Banking Group look to add value to New Business Start - Ups with their Digital Tool Kit.
Lloyds Banking Group are visiting our campus on the 25th November. Don't miss it. Drop by EPU to book a place.
Great speech from Lloyds Banking Group CTO Bruce Mitchell on the criticality of innovation in IT today at the UK Expo
Bruce Mitchell, CTO of Lloyds Banking Group, takes to the stage
Help us win the £3,000 first prize in the Lloyds Banking Group Community Fund : text VOTE CJTD to 61119
Lloyds Banking Group colleagues at Bristol Harbourside office have raised £767 on Monday bake sale. This would be matched by LBG!
Lloyds Banking Group at centre of fresh controversy after boss Antonio Horta-Osorio wins £2.3m ... - -
Lloyds Banking Group agrees sale of to Aberdeen Asset Management
Lloyds boss to pick up $3.4m bonus: The boss of UK state-backed Lloyds Banking Group has won a long-term bonus...
Work for Banking Group? Click here to see all their vacancies
We've unfortunately had to cancel the session that was scheduled for today; Group IT at Lloyds Banking Group.
Make a difference to your future with Lloyds Banking Group's General Management (Insurance) Summer Internship
Interested in a career in banking?Don’t miss the Lloyds Banking Group special talk, 25th November 4-5pm. Sign up at the EPU reception today!
Breakfast serial is set to run and run: LLOYDS Banking Group is to continue its support for Crunchy Breakfast,...
Lloyds sells SWIP to Aberdeen for £660m. -. Lloyds Banking Group PLC is selling its fund management arm Scottish...
The deal to combine the Lloyds Banking Group’s Scottish Widows Investment Partnership unit with Aberdeen Asset...
Aberdeen Asset Management has signed a deal with Lloyds Banking Group to buy Scottish Widows Investment Partnership
Aberdeen's deal to buy SWIP could see its ethical assets climb to over £730m. But not all are pleased with the news
Aberdeen signs deal to buy SWIP from Lloyds Banking Group
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The Graduate IT Trainee Scheme at Lloyds Banking Group. Start your career with a leading High Street bank.
RBS agrees 1,080 mortgages through UK's 'help to buy' scheme State-backed Royal Bank of Scotland has agreed in principle mortgages with 1,080 customers since Britain's flagship 'Help to Buy' housing stimulus programme was launched a month ago. The Conservative government is pushing the plan, with a 2015 election in mind, as a way to help people move onto, or up, the property ladder, and stimulate growth after three years of economic stagnation. RBS, which owns NatWest, said 73 percent of the mortgages were for first-time buyers. If all of the applications are approved, the bank will be lending 171.6 million pounds under the scheme. It said the average amount its customers wanted to borrow was 159,000 pounds and the average price of the home they wanted to buy was 167,565 pounds. "These are majority young first-time buyers who, without 'Help to Buy', wouldn't have been able to consider a mortgage or buy a home," said Lloyd Cochrane, head of mortgages at NatWest and RBS. Meanwhile Halifax, owned by RBS's pa ...
First and last day in work this week. (@ Lloyds Banking Group)
Business News: UK raises $5.1 billion in Lloyds share sale: By Matt Scuffham and Steve Slater LONDON (Reuters) - Britain has raised 3.2 billion pounds ($5.1 billion) from the sale of a 6 percent stake in Lloyds Banking Group, marking a milestone in the economy's recovery from the 2008 financial crisis. Britain pumped a combined 66 billion pounds into Lloyds and Royal Bank of Scotland in 2008, leaving it with a 39 percent shareholding in Lloyds and an 81 percent stake in RBS. ... Get Full Details From News Source
Lloyds Banking Group accounts for 31% of the entire UK retail-banking market by checking accounts, as of June 2013
Video: Chancellor George Osborne vows to get taxpayers' money back on the sell-off of Lloyds Banking Group
UK to sell 6 percent stake in Lloyds Banking Group
The Scottish Widow to return to TV screens in 2014 as Lloyds Banking Group relaunches the brand
A Lloyds Banking Group report shows that companies with an online presence benefit from rapid growth and reduced costs.
Lloyds position in stark contrast to Barclays and RBS. News: Nasdaq, Currency intervention, F&C Asset Management
In Leeds at the moment; self-employed in finance but working for Lloyds Banking Group :) Was at Leicester. Nightmare!
Sale Of Businesses Generates £500m For Lloyds - Lloyds Banking Group has sold off more than...
Lloyds Banking Group PLC PT Raised to GBX 69 at Jefferies Group: The firm currently has a "hold" rating on the...
Applications open for the 2013/14 Youth Volunteering Programme supported by Lloyds Banking Group. Aged 16-21? Visit
Britain’s big banks (such as Barclays, Lloyds Banking Group, HSBC Holdings, Royal Bank of Scotland Group, Capital...
I was looking to give Lloyds Banking Group more business but, due to poor customer service, I'm now in the process of switching my mortgage.
Lloyds Bank completes €300m German life insurer sale: Lloyds Banking Group has completed the sale of...
Lloyds Banking Group sells off £500m in assets, including German life insurer Heidelberger Leben, as it trys to meet regulatory requirements
Lloyds Banking Group- biggest PPI abuser - has little or no exposure to misselling. They stopped using CPP in 2003
German asset sale by Lloyds brings in £250m: BANK of Scotland owner Lloyds Banking Group has disposed of its G...
😈 Lloyds Banking Group. We are a financial services group with more than 30 million customers in the UK
Lloyds Sheds More Assets Lloyds Banking Group said it agreed to sell assets for more than $783 million in two s...
Lloyds Banking Group (rated BUY by MrJinx: moderately good news should halt and revers...
Currently looking for UNIX Administrators for Lloyds Banking Group for contract opportunities in either Yorkshire or Edinburgh. Contact me…
BBC News - Lloyds Banking Group back in profit in first half
Lloyds offloads German life insurance firm at a loss - Lloyds Banking Group is continuing its asset sell-off to me...
Fantastic Business Analyst and Project Management opportunities available with Lloyds Banking Group - do you have Financial Services experi…
Lloyds raises £500 million as it offloads assets - Lloyds Banking Group is to sell a portfolio of leveraged loa...
Lloyds Banking Group sells German life insurance unit for €300m - Irish Independent
Lloyds sells German life insurance unit: Lloyds Banking Group said it has sold its German life insurance busin...
Huge Selection of Helmets at Low Prices
DTN New Zealand: Lloyds sells German life insurance unit: LONDON (AP) Lloyds Banking Group says it has sold i...
BREAKING: Lloyds Banking sells German life insurer for $400 million
Steve Collins: UKFI tells HMT that it is ready to sell stake in Lloyds Banking Group (Sky News)
Business News: UK's Lloyds to ask for two-year extension on branches sale-report: LONDON (Reuters) - Lloyds Banking Group has asked the European competition authorities to give it an extra two years to sell the hundreds of branches it is required to dispose of as a condition for its state bail-out, the Sunday Telegraph newspaper said. The bank, which is 39 percent-owned by the...
George Osborne ready to sell taxpayers stake in Lloyds Banking Group: Royal Bank of Scotland , in a move that ...
George Osborne ready to sell taxpayers' stake i...
Interesting reading for Lloyds Banking Group + RBS. Funny how the deal standing to lose money is after the election.
BBC asking questions about the privatisation of Lloyds banking group, and who do they speak to? Ed bloody Balls. What a joke!
George Osborne is about to start sale of Lloyds Banking Group stake as early as autumn, and a review of RBS option for a s…
LONDON (Reuters) - Britain is ready to start selling its shares in Lloyds Banking Group...
My privatisation cartoon revisited - Osborne ready to sell-off taxpayer's stake in Lloyds Banking Group
they only own 45% of the shares in the Lloyds Banking Group.
Osborne: 1st tranche of Lloyds Banking Group shares will be trade sale: then wider retail offer to the public. No timetable announced
Monday, 17 June 2013 11:41 What happened to the Co-operative Bank illustrates how much is still wrong with UK banks Mindful Money Shaun Richards If we analyse what has happened in the credit crunch era we find ourselves looking time and time again at the financial sector and in particular our banks. It has long been a theme of this blog that until we properly reform our banks in the UK there will be no sustained economic recovery. This clashes with the official spin and hype that there has been a considerable improvement highlighted by stories like this from the Financial Times. George Osborne is to give his strongest signal yet that he wants to move Lloyds Banking Group back into private ownership by the 2015 general election, He will apparently do so at the Mansion House speech on Wednesday. Although there is the inconvenient detail that the Lloyds Bank share price remains at 61 pence a fair way below the 73.6 needed to repay all the costs of the bailout. However even such apparent optimism has accepted ...
10 things from last week in the city: 1. Royal Bank of Scotland announced that Stephen Hester would step down before the government sells its 82% stake in the bailed out bank, amid suggestions that the chief executive had fallen out with the chancellor. 2. Paul Tucker, who lost out to Mark Carney to become successor to Sir Mervyn King as Bank of England governor, will leave his post as deputy governor in the autumn to teach in America. 3. Contractors processing complaints about payment protection insurance for Lloyds Banking Group were told to turn a blind eye to the risk of fraud and play the system to the detriment of customers, an undercover reporter on The Times discovered. 4. Bill Gates, the founder of Microsoft, revealed he had taken a 3.2% stake, worth more than £100m in G4S, the beleaguered security supplier shamed by its failure to provide enough guards for the Olympics last year. 5. Vue, the 146-strong network of cinemas that started in 2001 with a single theatre in the Scottish town of Livings ...
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OK.So, I have been (and will do again) been posting things of interest, and what I consider things that people will benefit from. Which is my soul aim, to help people. But I am noticing a trend. The same people are "liking" all the time. My last post says that 141 people "saw this post" yet, not 1 person "liked" it. So my question is.What do you guys want me to post ? You are obviously "seeing" what I post, but not liking or commenting. This is not a complaint or a rant, I would just simply like to know what I need to do, in order to keep the 328 faithful interested and up to date. I want this page to be successful, and to make people happy. Please comment on this post, and tell me what I can do to make the page better and more appealing to everyone, thankyou.
Royal Bank of Scotland Group (RBS) shares collapse to 308p this morning. Lloyds Banking Group is in better shape, shares only 59.7p today.
It's Still the Economy. Really. Four years of massive money supply growth, no hint of inflation (link and chart below). Yet opponents of all forms of economic stimuli continue to promise the U.S. will become Zimbabwe if we try to jump start a still-depressed economy. (And no, inflation books are not cooked by sinister agents of the Department of Labor.)
British banks plan task force to respond to standards probe Executives at Britain's top banks may form a task force to respond to a report due this week from an influential committee of parliamentarians examining standards within the industry, banking sources said on Wednesday. The proposal would see the chief executives from Britain's biggest six banks - Barclays, HSBC, Royal Bank of Scotland, Lloyds Banking Group, Standard Chartered and Santander UK - produce a coordinated response to the report, which is expected to be published on Friday, the sources said. The Parliamentary Commission on Banking Standards (PCBS) was set up by the government last July with a remit to examine ethics within the industry after Barclays was fined for attempting to manipulate global interest rate benchmarks. Bank executives have discussed the task force plan with the industry's lobby group, the British Bankers Association (BBA), but will not make a final decision on whether to proceed until after the commission's report is ...
Halifax is the worst bank ever *** take any1 know what's a good bank to change to
After a massive increase in my husband's personal global health insurance for no reason other than age group, am now investigating other health insurance vendors via social media channels to gather insights and leads from people such as yourself. Any recommendations and/or comments are welcome.
George Osborne 'to signal sale in shares of taxpayer-backed Lloyds Banking Group'
I hate when people call me a promoter. I book venues, I scout and buy the most talented artist from across the world, I make sure that the parties go as planned, I use capital that I have raised alone (yes I don't use mommy and daddy's money and no I don't have a trust fund), I take 100% risk and responsibility for everything that can go wrong. I spend ten of thousands of dollars on these events. "Promoters" just sit on a couch, send invites and mass texts people. Don't call me a promoter, Kazi sounds better.
Rick Frost Rome was destroyed from within and so it shall be with the United States. I believe there is a scroll out there in the Egyptian Desert - waiting to be found. It probably says things like: The son's of Lucifer, took the daughters of men, and unto them sons' were born. These evil hybrids were collectively known under a bevy of names, (i.e., Republican's, Tea Party Patriots, Capitalists, pseudo-Democrats, etc.). They went forth and multiplied and though still very small in number they have brought a mighty nation to it's knees. I wonder, how many bridges, buildings, and dams collapsed?; How many gas and oil pipelines have broken since the Republican and Tea Party "Patriots" have nixed Obama's plan to put folks to work rebuilding the infrastructure and instead pushed us into economic stagnation with their feeble minded obstructionism. We probably could have rebuilt half the bridges in the nation with the money the Repub's have spent on trying to officially overturn "Obama-care" - what has it been 3 ...
I have seen nothing so shameful, crass and ignorant as the behaviour of staff in the BBC newsroom during the Queen's visit today. I saw not one bow, curtsey, nor even a bow of the head as Her Majes...
Can anyone tell me if they believe in the intergrity of our government and if so can you explain how and why? Left, right and middle, take notice you all feel the same way, abused and unheard.
Cadbury Nigeria Plc Graduate & Experienced Recruitment Cadbury Nigeria Plc Graduate & Experienced Recruitment (10 Positions) Posted: 05 Jun 2013 04:30 AM PDT Cadbury Nigeria Plc is recruiting massively to fill various fresh and experienced positions across Nigeria: Management Trainees, Supply Chain Trainees, Human Resources Trainees, Sales Trainees, Finance Trainees, Mechanical Engineers, Instrumentation Engineers, Retail & Wholesale Development Manager, Territorial Commercial Manager, Marketing Manager. Cadbury is a subsidiary of Kraft Foods Inc., the second largest food business in the world, is a leading player in the FMCG sector of the Nigerian economy. Access Bank Nigeria Plc Graduate Trainee Recruitment 2013 Posted: 03 Jun 2013 10:28 PM PDT Access Bank Nigeria Plc is recruiting fresh graduates with HND or Degree for its 2013 Graduate Trainee Program. Having the right people is one of the Bank`s competitive advantage and we constantly seek to recruit high performing talents who are passionate about w ...
Ok last call... I'm getting a group of guys together for the KSBJ Man Event with RGIII at Toyota Center next Friday June 14th. If you fo sho wanna go, lemme know! Anyone and everyone is welcome!
By the end of this year, Britain's four biggest banks - Royal Bank of Scotland, Lloyds Banking Group, Barclays and HSBC - will have axed 189,000 jobs around the world in the five years since the financial crisis broke, according to new calculations, Guardian.
Administrators Duff and Phelps have been cleared of wrongdoing over accusations of a conflict of interest in their appointment at Rangers. The insolvency firm previously advised former owner Craig Whyte on his takeover of the Ibrox club in 2011, when he purchased an 85% stake in Rangers for £1 from Sir David Murray. Duff and Phelps, formerly MCR, was appointed as administrator of Rangers by Mr Whyte on February 14 last year after the club had acquired debts of up to £124m. The insolvency firm faced allegations of a conflict of interest over its involvement at the Ibrox club, including in the use of an £26.7m deal for future season ticket sales with Ticketus by Mr Whyte to effectively fund his takeover and wipe out Rangers’ debt to Lloyds Banking Group. On Thursday, the Insolvency Practitioners Association – one of the professional bodies that regulates insolvency practitioners – confirmed it had concluded its 13-month investigation into the conduct of Duff and Phelps. In a statement, the associat ...
Lloyds Banking Group's share price was > 61.2p this am, the break-even point for the gov't investment in the group.
The Co-op Bank is hit by a double whammy as its debt rating is downgraded by Moody's and as its chief executive resigns after the collapse of a deal to buy Lloyds Banking Group branches.
Lloyds Banking Group plans a further 850 job cuts, with the bulk of the losses coming with the closure of one office.
“BREAKING: Unite union says Lloyds Banking Group is to cut 850 jobs and close an office in Southend.” ooops
Royal Bank of Scotland  was the top riser in the index, climbing 3.2%, while shares in both Barclays  and Lloyds Banking Group  rose 2.5%.
We're looking for social entrepreneurs from across the North East. Funding and learning available:
Banking Group PLC : Lloyds hires Deutsche Bank to advise on SWIP sale - source $LLOY
Lloyds Banking Group reportedly to be weighing up sale of iconic fund manager SWIP via
Lloyds moves closer to Swip sale: Lloyds Banking Group is considering the sale of its fund arm Scottish Widows...
Lloyds Banking Group moves closer to selling SWIP
Manchester Academy rises to 'The Blues Challenge' with mentors & Lloyds Banking Group
BREAKING: Lloyds Banking Group said to weigh sale of Scottish Widows fund unit
Co-op Group's £600m loss casts doubt on deal to take over Lloyds branches
If you want to start a social enterprise in the North East, we can help you:
Lloyds Banking Group Archives - 'Applications for the Next Agency' - Lloyds Banking Group Archives - 'Applications...
'Boldness and taking risks have always been a part of my career' - Julie Hourihan, Lloyds Banking Group
Julie Hourihan, Lloyds Banking Group 'An employee culture of support and honest talking'
Smon Brown, our Non-Executive Director explains how he has transformed L&D at Lloyds Banking Group in
Lloyds gets mixed response after City briefing as FTSE falls again on growth worries: Banking group gives pres...
Busy morning Nice to see everyone again on the Lloyds Banking Group Social Entrepreneurs Programme
“where’s Brun? Lol. What are you doing in Bristol?” Ha typing quick. Working with Lloyds Banking Group to develop
MT Andrew Green, Lloyds Banking Group "CVA is now a part of pricing every trade"
Customers of Lloyds Banking Group have been facing problems logging on to online banking, but the bank says th...
Bank claim: Lloyds customers face technical hitches: Customers at Lloyds Banking Group may have been faced wit...
nhs, Lloyds banking group and an insurance company!
Analysis: ATM giving - banks are slow to take the plunge: Barclays, Lloyds Banking Group, TSB, Santander and t...
Great to have the team from Lloyds Banking group with us at Hall today, helping out and volunteering in the grounds.
Flying up to London for a Lunch & Learn with Eva Eisenschimmel from Lloyds Banking Group today. This should be good!
Spending all day at Lloyds Banking Group HQ in Bristol. Seeing people sitting silently in lines makes me happy to be free from the rat race
David Lloyd, the gym chain partly owned by Lloyds Banking Group, will receive first round bids this week valuing the company at £900 million
"Profit at Big Five banks (Barclays, HSBC, Lloyds Banking Group, RBS and Standard Chartered) 'wiped out'
Lloyds Bank Sells St James Stake: Lloyds Banking Group said it would sell a 20% stake in St James's Place, as ...
Too long of a read for most...but if nothing else... take a few moments to check out some of the excerpts ...Citing source data is the "scientific method," but does not seem to apply to "Conspiracy Theories." A thousand sources may be quoted, yet will not convince the "skeptics," the "realists." It seems to me the "symptoms of mental illness" are on their side, if they refuse to look at evidence ("There are none so blind as those who WILL not see"); or perhaps something more sinister is at work, such as a knowledge of the truth, that does not want YOU to know. The Council on Foreign Relations (CFR) and The New World Order - By William Blase If one group is effectively in control of national governments and multinational corporations; promotes world government through control of media, foundation grants, and education; and controls and guides the issues of the day; then they control most options available. The Council on Foreign Relations (CFR), and the financial powers behind it, have done all these thing ...
Lloyds to Sell 102M+ Shares in St James's Place: Lloyds Banking Group PLC (LLOY.LN) said Monday that it intend...
Lloyds puts 20% stake in SJP up for sale: Lloyds Banking Group has announced plans to begin its long awaited s...
Well done to our UK sponsor for announcing 1,000 apprenticeships for 2013
Bailed out Lloyds Banking Group selling 20% of its stake in St James's Place, keeping 37% of the business
So far we have 151 volunteers signed up for Give & Gain Day Wales from Finance Wales, ONS, AF Blakemore, Morgan Cole + Lloyds Banking Group!
100 volunteers from Lloyds Banking Group have signed up to do a Community Games as part of Give & Gain Day 2013! Get your company involved!
Large Caps could be the answer for your ISA - five long-term winners: Rolls Royce, Lloyds Banking Group, GlaxoSmithKline, Diageo, WPP
Lloyds launches money tips for dementia sufferers: Lloyds Banking Group has launched a set of mon...
Angela Rippon helps launch partnership with Lloyds Banking Group as they publish top financial tips pple w dementia
Happy Monday! Have a great start to your week by applying for our Start Up & Scale Up Social Enterprise programmes
Lloyds Banking group? Own Halifax &Lloyds TSB brands. Not sure if that's what you're looking for.
Lloyds Banking Group about to make deal, thought to be worth tens of millions of pounds, for an upmarket drink mixer company, how nice.
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Refusing to deal with the HBOS legacy could seriously damage Lloyds Banking Group.
Share with your networks. Deadline for Sse Scotland appns for new Lloyds pgme commencing Oct:.2 April.
Learn all about the largest dogs in the world. Find out about giant dog breeds and learn about the pros and cons of big dogs.
Trading links between India and UAE have existed since long. Growing Indo-UAE economic and commercial relations contribute valuable stability and strength to bilateral relationship between the two countries. The UAE enjoys a broad and comprehensive economic relationship with the India, based on mutu...
Anyone got any good jokes, could do with a laugh... Your all so serious!
Thirty-six people from thirteen families are now homeless following arson attacks in Laventille in the ongoing suspected gang wars. Member of Parliament for Port of Spain South Marlene McDonald voiced her thoughts on the fires and listed unemployment as one of the causes of the violence in the area. McDonald said that those carrying out the firebombing attacks in Clifton Hill needed job security as most were young men with too much time on their hands. She said her constituents had complained to her about the absence of the Unemployment Relief Programme and CEPEP in the area and said she would be looking into having the programmes implemented. McDonald also said she will write to Dr Glenn Ramadharsingh, Minister of the People and Social Development and also the Housing Development Corporation to assist those displaced by the fires.
DISCUSSION: Where do you sell your products? Where would you like to sell your products? Where do you recommend or discourage people to sell? How much do you pay to sell your items and how much is too much? If its about selling your products then please comment below! Look forward to hearing your views.
Ann-Marie MacDonald (born October 29, 1958) is a Canadian playwright, novelist, actor and broadcast journalist who lives in Toronto, Ontario.
This morning I was shocked beyond belief to see all the empty car parking spaces that have been reserved for use by LBG (Lloyds Banking Group?) only. While I appreciate the need for the week day workers to be able to be certain of car parking spaces with the closure of the multi story car park why do they need these two car parks previously free to the general public on a Saturday. I estimate that there are 300 plus spaces that were vacant and anot able to be used. A rough estiamte based on each car having two people and each space two cars per day means 1200 people not coming into Halifax town centre on a Saturday and if they tried they may be very unhappy with trailing round the town looking for spaces while seeing these empty. Surely there must be somone with commen sense out there who can get these released back to general public use for a Saturday or reduce the number LBG need on a weekend to a practical number. Can anyone out there help resolve this?
This article will highlight the world's 10 best businessmen. Most businessmen are either employed by or have created their own profit-oriented enterprise. Here is the list of the world's ten best businessmen.
What about a reunion of G-Unit? 50 Cent: The original G-Unit, maybe. We might do something. I'll be honest with you. Some of these new artists on the label I don't think are working as hard as they could. I don't know how hard they want to work or how much they want it. I could see the original coming back together though. Via G Unit Family
I can't believe that the British public would even consider a withdrawal from the EU.Are they seriuosly considering going back to the old system? a system that lead too two world wars? I think people need to think this one through and go back to the original dream, a system to fetch Europe closer together and in doing so abolish Europian wars. in this the EU has its greatest success. Europians are not our enemy but our friends! people like Farage speak of them as if they are *** and they are far from that. It is True that it costs us money to belong to the EU this money goes to developing poor nations in the EU WHY IS THAT SO IMPORTANT! well study history it was the demise of the German Economy and poverty that lead to the rise of Hitler and the nazis.surly it is better to pay what is a pitence to this nation to stop such an evil thing from happening in europe again? Following Farage and his idiotic zenophobic phylosophy I have no doubt would lead this nation into the Abyss.
Researchers have determined that fibromyalgia prevalence is 2.1% of the general population in Germany. Reported in Arthritis Care & Research, a study led by Dr. Frederick Wolfe of the National Data Bank for Rheumatic Diseases and the University of Kansas School of Medicine in Wichita suggests fibromyalgia is a spectrum disorder rather than a categorical illness. Additionally, a number of fibromyalgia cases in the general population satisfy proposed criteria for physical symptom disorder-the presence of one or more physical symptoms that impair function, which cannot be explained by another clinical or psychiatric illness.
O-week is starting to get the better of me!
Who else like me understands the harm to the industry piracy is doing. Something I never knew is legimate businesses are supporting piracy by advertising through download sites, there's a new campaign starting a war on these companies, anyone interested to join the cause?
Just read this on a forum I read on a pretty regular basis. Want to know where all those new taxes are going? All you nascar fans will be happy. I am sure all those who race in nascar will be. For the rest of us. maybe not so much. Anyway, here's the post from the forum: Eight Corporate Subsidies in the Fiscal Cliff Bill, From Goldman Sachs to Disney to NASCAR Matt Stoller Naked Capitalism January 1st, 2013 8:57 PM Throughout the months of November and December, a steady stream of corporate CEOs flowed in and out of the White House to discuss the impending fiscal cliff. Many of them, such as Lloyd Blankfein of Goldman Sachs, would then publicly come out and talk about how modest increases of tax rates on the wealthy were reasonable in order to deal with the deficit problem. What wasn’t mentioned is what these leaders wanted, which is what’s known as “tax extenders”, or roughly $205B of tax breaks for corporations. With such a banal name, and boring and difficult to read line items in the bill, f . ...
Missives from the taxman you can safely ignore It’s that time of year again. Many readers will be sighing with relief that they hit the self-assessment deadline for filing an online return on 31 January. Others will be cursing the fact they missed it and now face fines and other charges (see below). But whichever group you fall into, watch out for the tax fraudsters, warns The Daily Telegraph’s Jessica Winch. Around this time, convincing-looking emails containing a link to a “clone of HMRC’s website” are sent out, usually asking for your card and bank details, date of birth, national insurance number and, perhaps, your mother’s maiden name. The email claims you have overpaid tax and are due a rebate. Should you be unwise enough to give these details, they are then sold on to be duly misused. Sadly, these emails are getting ever-more convincing, so what can you do to avoid becoming a target? The answer is surprisingly simple: ignore the email. HMRC never emails about tax matters such as refunds ...
Banks set to unveil further losses: Taxpayer-backed lenders Royal Bank of Scotland and Lloyds Banking Group wi...
EADT: East of England: Lloyds Banking Group Social Entrepreneurs Programme opens for applications
A brewery employing the elderly, yoga classes for young parents + a scheme assisting ex-offenders returning to work...
Lloyds / 38,000 jobs cut since HBOS rescue: The job toll at Lloyds Banking Group since the rescue of HBOS has r...
Applications open for Lloyds Banking Group Social Entrepreneurs Programme - a fully funded year of training and dev
300 Social Entrepeneurs wanted for SSE and LLOYDS programme.
.One BRILLIANT programme.TWO GREAT CITIES! Applications now open for the 2013 Lloyds Banking Group Social Ent…
Lloyds Banking Group is looking for in Swansea, UK – Apply now!
Lloyds Banking Group is looking for Customer Service Adviser in Dunfermline, Scotland! Apply until 13 February...
Lloyds banking group apprenticeships now on
Lloyds Banking Group is hiring a Customer Service Advisor in Speke. Apply by March 18th!
School for Social Entrepreneurs open for applications via
Do you have a great idea? They can help you bring it to fruition:
Hamilton Collection
Congratulations to Lloyds Banking Group for becoming double award winners at last night’s Best Consumer & Employee campaigns
Lloyds Banking group is looking for a Customer Sales Advisor – in UK!
Got a project idea that will improve your community? Then check out the Social Entrepreneurs Programme
The Agents got v excited when we found out the Lloyds Banking Group Social Entrepreneurs Programme is now open!
If you are a start up or wanting to scale up THIS (I assure you) is right up your street:
It’s open! The 2013 Lloyds programme is open to applications again! Funding and learning support available:
I just ousted as the mayor of Lloyds Banking Group - Harbourside on
Lloyds Banking Group assessment centre skills session here at the Main Library on Tue 5 Feb, 1-2pm
Open for applications! The Lloyds Banking Group Social Entrepreneurs Programme- funding + training for your
Funding and mentoring support for your social enterprise idea. Just go for it!
It's open! 2013 Lloyds programme is open for applications. Funding and learning support available
Fantastic win for Lloyds Banking Group for Business to Community for London 2012 partnership
Well deserved: “Lloyds banking Group win the ESA Business to the Community Award
Olympic partnerships scoring gold - Lloyds Banking Group for Business to Community and Cisco for Business to Business
Lloyds supplies £49m for Neo Bankside refinancing: Lloyds Banking Group has supplied Native Land and Grosvenor w...
Meet Black Singles 300x250
work in Leeds fa lloyds banking group and at beachief on bar at night!
WANTED: 300 social entrepreneurs. REWARD: A grant for your project and a year-long training programme
Lehman Brothers declared bankruptcy and the financial collapse of 2008 began. The economic meltdown wiped out more than $11bn of personal wealth in the US, threw millions out of work, and has already resulted in the foreclosure of more than 10 million homes. Americans believe that financial executives should have gone to jail their crimnal acts that led to the collapse, but there have been no prosecutions. People & Power investigates why Wall Street has not been prosecured and liable to pay back all the stolen money crimes connected to the deepest financial collapse since the Great Depression. But the Department did not prosecute executives from mortgage lenders and banks like Washington Mutual, Countrywide, Deutsche Bank and Goldman Sachs for fraudulent mortgages origination and securitisation criminal practices exercised by such companies. Chris Swecker, a former assistant FBI director in charge of the Criminal Investigative Division, thinks that the Justice Department has been "timid in approaching pro ...
Former VP Al Gore joined us this morning for a great interview.
With a reception at 10 Downing Street and sponsors Lloyds Banking Group and Thomson Reuters, the Power List 2013 is an increasingly high profile publicat
CONTRACT — Construction — Deed of covenant — Provision for income to be paid by banking group to charitable foundation by reference to “group profit and group loss before taxation ... shown in audited accounts” — Change in regulations requiring negative goodwill to be included in pre-tax profit in group’s consolidated income statement — Group including unrealised gain on acquisition in income statement — Whether to be included for purposes of calculating income under deed Lloyds TSB Foundation for Scotland v Lloyds Banking Group plc [2013] UKSC 3; [2013] WLR (D) 19 SC(Sc): Lord Hope of Craighead DPSC, Lord Mance, Lord Clarke of Stone *** Ebony, Lord Reed, Lord Carnwath JJSC: 23 January 2012 In construing a contractual provision, where there had been an unforeseeable and fundamental change in the legal context since the execution of the contract, the proper approach was to adopt a meaning which best gave effect to the parties’ original intentions and purposes. Where, therefore, a de ...
CW: Lloyds to offshore 190 back office IT roles: Lloyds Banking Group is to move 190 UK based IT roles to India,...
Nigeria: Dana Airline - House Insists On Revocation of Licence, Sack of Demuren 18 January 2013 DANA airline Abuja — The House of Representatives thursday urged the executive arm of government to implement the report of the Joint Aviation Committee of the National Assembly on the crash of Dana Airlines. The report made several recommendations principal among which were the sack of the Director General, Nigeria Civil Aviation Authority (NCAA), Dr. Harold Demuren and revocation of the licence of Dana Airlines. In a motion sponsored by Hon. Ossai Ossai (PDP/Delta), the House expressed dismay that while the issues surrounding the crash were yet to be resolved, the Federal Government lifted the suspension it earlier placed on the operations of the airline. The lawmaker expressed displeasure over the resumption of flights by Dana airline and described it as a defiance of the resolution passed by the lawmakers. Chairman of the House Committee on Aviation, Hon. Nkeiruka Onyejeocha (PDP/Abia) had earlier taken e ...
Motability, why wont they fight to keep DLA? Alex Fallon Taken from the foreword of their last accounts statement on the Charities Comission website: "Our service provider - The Scheme is operated for Motability on a contract basis by Motability Operations Group, a not-for-profit private company owned by the major banks: Barclays, Lloyds Banking Group, HSBC and Royal Bank of Scotland." I think that has a lot to do with it. On top of that, their remit as a charity includes no political scope, it makes no difference to them if the number of lease cars go up or down and probably their paymasters have been instructed to keep shushed. They have a significantly narrow scope of activities compared to most charities...
Taxpayers sobered up by €130m bar bill. The taxpayer has officially lost every penny of a €130m loan made by Michael Fingleton's Irish Nationwide to two British families to buy a chain of pubs. The deal, one of the worst made by the toxic building society, equates to five times the savings of €26m inflicted on respite carers in last December's budget. The massive losses were incurred on Admiral Taverns, Britain's third largest pub company, which was founded by the Landesberg and Rosenberg families. At one stage Admiral owned 2,500 pubs financed by borrowings of €1.2bn from Lloyds Banking Group and Irish Nationwide. This was later reduced to between 1,000 and 1,100 pubs as the group deleveraged. Last week private equity giant Cerebus Capital Management bought Admiral's remaining pub portfolio for €246.5m. Lloyds has taken a €740m hit on its dealings with Admiral, one of the bank's largest single losses during the financial crisis. However Irish Nationwide has lost all of its €130m because of ...
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